I totally get it, we're not all at a point in our lives that we can afford anything we want. Obviously, you need to do what's best for you. I think you're on the right track. Consider the "more saw than I'll ever need" something that will improve safety. An under powered saw can be more dangerous than an over powered one.I'd definitely have to steal it. For me, those kind of things are lottery winnings purchases.
I'm strongly leaning towards the Unisaw with the Biesemeyer fence. Waiting on some more pictures and info. It's more saw than I'll ever need in my lifetime.
I'll have to run a sub panel as it's a 3 HP 220v but I'm comfortable doing that myself. Unless the motor can be rewired.
Based on a previous mention, looking at the Sharkguard setup if I go with this saw.