In 1985, I stocked the shop in one day with a Sears credit card (drill press, table saw, and band saw.) I just gotten a contract to make signs for my employer. In less than 90 days, these were all paid off. Same contract paid for a Buick Skylark. Since then I have only bought a Delta 22-540 planer, and PC 690 router new . The router was on clearance, half off. Have bought a couple of nail guns new, that were job specific, meaning they were included in price of job, along with a MIG welder. Also job specific.