Bill,
Every member has a default Photo Gallery where you can upload pictures. Click on Photo Gallery on the top (Blue) menu bar and a new screen opens. At the right side just above the Search Box and Recent Photos, you will find Upload Photos, while on the left, you'll find My Photos, My Albums and My Favorites. Before you upload photos, decide if you want to organize pictures into multiple Albums. If yes, click on My Albums at the left and Create an Album for a category you want as a logical subdivision of your photos. You might want to create a few Albums before adding photos, but once you've done that, you will see Upload Photos to the right on the Albums page. If you chose not to create an Album, click on the Upload Photos on the Main Photo Gallery Screen and follow the steps to add pictures. Uploading is a two-step process.
Once you have uploaded pictures and want to include them in a Post, first click on Frequently Asked Questions and then read the first "
How to add a picture to your post" file. It presents an easy method to add pictures from you Gallery. If you need help, don't hesitate to holler for it.