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Old 01-20-2007, 01:49 PM   #1
 
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Name: Travis
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Do you or have you sold on eBay? Did you have to provide a credit card and your checking account? I don't have a problem with the credit card, but it seems to be a bit much when they want both especially with all of the electronic breakins where account numbers and so forth have been stolen or compromised? Or, am I just being paranoid?
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Old 01-20-2007, 01:56 PM   #2
 
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I've sold on ebay and don't remember giving out that info for selling. When I set up a paypal account to buy and accept payments I had to give out that information.
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Old 01-20-2007, 02:52 PM   #3
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I use eBay. I have a Paypal account and that is very good at protecting my personal data.

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Old 01-20-2007, 02:59 PM   #4
 
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I buy and sell on eBay all of the time. If you are going to pay, I HIGHLY recommend using PayPal (and if they don't accept PayPal, then don't do business with them).

Plus many credit cards offer fraud protection ... which is added security (or at least protection).

One recommendation for safe online buying ... get a separate credit card only for online stuff (don't use your debit card even though it has a Visa logo). This way worst case it ever is stolen, they will only hit the credit card, which is likely covered by the card company.
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Old 01-20-2007, 03:21 PM   #5
 
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So I can use my Paypal account info instead of my personal bank info?
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Old 01-20-2007, 03:23 PM   #6
 
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I buy and sell on ebay. I also set up a Paypal account where I did have to give "sensitive information". You need to do that with paypal in order to transfer funds back and forth from your banking account.

Just be aware of spoof emails that appear to be from either ebay or paypal wanting sensitive information to "verify" your account. Neither one will ask for that information in an email.

Go to ebay site and research all the information on buying and selling security. I did get a spoof email a few years ago that appeared to be from ebay but I knew they did not ask for that kind of information in emails. I reported the email and they confirmed it was spoof.

Jerry
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Old 01-20-2007, 03:24 PM   #7
 
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Originally Posted by Travis Porter View Post
So I can use my Paypal account info instead of my personal bank info?
Yep. You will have to hook-up your bank account or credit card (or both) with PayPal, but once you do that you're done. Just say pay with PayPal and logon to PayPal to send money when an auction ends!
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Old 01-20-2007, 03:26 PM   #8
 
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Name: Jeremy
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Originally Posted by walnutjerry View Post

Just be aware of spoof emails that appear to be from either ebay or paypal wanting sensitive information to "verify" your account. Neither one will ask for that information in an email.

Go to ebay site and research all the information on buying and selling security. I did get a spoof email a few years ago that appeared to be from ebay but I knew they did not ask for that kind of information in emails. I reported the email and they confirmed it was spoof.

Jerry
That's a great point, Jerry is making. This goes to eBay, PayPal, your bank, anything ... none of them would really ever contact you via email with a problem like that ... and if they did, I still wouldn't use the link in the email to do anything about it (call instead). "Spoof" scams are real ... so just don't be fooled and use good common sense (and if you lack that, forward me the email and I'll use some of mine )
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Old 01-20-2007, 05:50 PM   #9
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You can set up EBay to take papal for listing fees also That is the best way to pay anyone.
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Old 01-20-2007, 06:15 PM   #10
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Travis,
Give us a report if you decided to do it. I've neither bought nor sold on Ebay, although I would like to. Just can't bring myself to provide that info online. And I'm well aware of how easy it is to obtain personal info online. Like others, I have used county GIS to research property, property tax value, satellite views, and owners name and address. I have also Googled telephone numbers from classified ads and Craigslist to find name and address. It's so easy it's scary

Welcome to 2007!
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Old 01-20-2007, 08:25 PM   #11
 
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LOML Ebays all the time. I buy occasionally. She set her PayPal account up under an additional checking account and we keep little to no money in it until we buy something. Then we just transfer funds via online banking to cover any purchases. HTH
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Old 01-20-2007, 08:47 PM   #12
 
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Originally Posted by Travis Porter View Post
Do you or have you sold on eBay? Did you have to provide a credit card and your checking account? I don't have a problem with the credit card, but it seems to be a bit much when they want both especially with all of the electronic breakins where account numbers and so forth have been stolen or compromised? Or, am I just being paranoid?
I use eBay a lot. When selling you have to pay a listing fee and a percentage of the sale. To buy/bid you need to have a useid. As you use the same ID for both types of transactions, they generally want that information. I had to provide that information when I got set up several years ago. Personally I have never had any problem with either service. PayPal or eBay.
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Old 01-21-2007, 02:32 AM   #13
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I've never sold on ebay, but do buy with PayPal. Really watch out for the email scams - I report all I get to PayPal. I actually use PayPal to buy a lot of things over the internet - lots of companies accept it.
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Old 01-21-2007, 09:38 AM   #14
 
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Travis, I too was concerned about my checking account number until it dawned on me that I was giving out my number every time I wrote a check! It's printed on the checks, which is another of those things that we have little control over.
Roy
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Old 01-21-2007, 11:01 AM   #15
 
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It was poionted out to me one time that in regards to the credit card number, that I was resistant to putting it on a medium that used all sorts of encryption, took great efforts to ensure it was protected and could suffer significant financial loss should a leak be publicized. However, I had no problems giving a gold card to a server making LESS than minimum wage, who took it out of sight for a number of minutes, everytime I paid for a dinner!
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